Driver eligibility for trucking insurance
Check every driving record against your own underwriting guidelines.
Indicary reads each MVR, applies your written driver guidelines, and shows the rule and record text behind every finding. Your underwriter makes every final call.
The problem
Driver review is where trucking underwriting slows down and drifts. The same MVR can get different answers from different underwriters. Driver changes sit in queues while trucks wait. And when the carrier or an examiner asks why a driver was accepted, the answer is in someone's head.
How it works
- 01
Upload or send driver records via portal or API, one driver or a full roster.
- 02
Indicary applies your rules, the written driver guidelines for your program, versioned.
- 03
Your underwriter reviews a recommendation that shows every finding, traced to its source text, and makes every final call.
Capabilities
Driver Eligibility
Every driver's MVR checked against your driver guidelines, with a recommendation and the reasons behind it.
With design partnersDriver Adds
Eligibility for mid-term driver additions and replacements, submitted by your agents through your custom portal.
Eligibility Monitoring
When a listed driver's record changes, Indicary re-checks eligibility against your current rules and alerts you.
Why Indicary
Consistent.
AI reads the record. A deterministic rules engine applies your driver guidelines, rule by rule. The same facts under the same ruleset version always get the same answer.
Traced.
Every violation, accident and suspension is traced to its source text on the record, and to the rule it triggered.
Fast.
Minutes, not days, including when a truck is waiting on a driver change.
Defensible.
Every recommendation is pinned to its ruleset version and flags anything that needs a person's review. Your underwriter makes the call. Your rules. Your proof.
Trust
Built as your processor. Upload-only. No training on your data. No automated declines. Your licensed underwriter always decides.
Who it's for
MGAs, MGUs and program administrators writing commercial auto and trucking, and the carriers and platforms that work with them.
MGAs & program administrators
Your driver guidelines, applied the same way every time, in minutes, with the evidence attached.
Program carriers
Your rules. Your proof. Every driver decision traceable to the guideline version it was made under.
Partners
A decision layer your users call via API. We don't sell data or quote policies.
Book a walkthrough on your own driver guidelines
Send them over. We'll configure them and replay twenty of your past files to show where we agree with your team.